Six free calculators for Australian investors — no login, no paywall, general information only.
AU Tax RulesSMSF-AwareFY 2024–25General Information Only
General Information Only: These calculators provide general information and are indicative only. They do not constitute financial advice. Tax legislation may change. For personalised advice, consult a licensed financial adviser. chrmn Pty Ltd ACN 698 995 354.
01
Franking Credit Calculator
Calculate the value of imputation credits, grossed-up dividend, and after-tax value across entity types — including SMSF accumulation and pension phase.
General information only — not financial advice.
Please enter a valid dividend amount and franking percentage (0–100).
Results
Franking credit value
Grossed-up dividend
After-Tax Value — Individuals
0% marginal rate
30% marginal rate
45% marginal rate
After-Tax Value — SMSF
Accumulation phase (15%)
Pension phase (0%)
Franking credits represent the tax already paid by the company at 30%. The grossed-up dividend = cash dividend ÷ (1 − 0.30) × franking %. After-tax value shown net of tax on the grossed-up amount, after offsetting the imputation credit. SMSF pension-phase investors may receive a full cash refund of excess credits.
02
Capital Gains Tax Calculator
Enter cost base, sale price, holding period, and entity type. Get raw gain, applicable CGT discount, and indicative tax payable at three marginal rates.
General information only — not financial advice.
Please enter valid cost base, sale price, and dates.
Results
Raw capital gain
Holding period
CGT discount applied
Taxable gain
Tax Payable — Indicative
03
Grossed-Up Dividend Yield
See the true pre-tax yield of a franked dividend — particularly valuable for comparing fully franked ASX stocks for SMSF investors.
General information only — not financial advice.
Please enter valid share price (>0), DPS (≥0), and franking % (0–100).
Results
Cash dividend yield
Franking credit per share
Grossed-up yield (before tax)
Grossed-Up Yield by Entity
Individual (0% rate)
Individual (30% rate)
Individual (45% rate)
SMSF — Accumulation (15%)
SMSF — Pension Phase (0%)
Grossed-up yield = (cash DPS + franking credit per share) ÷ share price. SMSF pension-phase members receive the grossed-up yield tax-free and may receive a cash refund of franking credits — making fully franked stocks especially efficient for this structure. This is general information only.
04
SMSF Contribution Limits Check
Enter your age and total super balance to see your concessional and non-concessional contribution caps for 2024–25. General limits only — not personal advice.
General information only — limits are indicative and subject to change.
Please enter a valid age (18–75) and total super balance.
FY2024–25 Contribution Limits
Concessional cap (pre-tax)
Non-concessional cap (after-tax)
Bring-forward available?
Max bring-forward amount
Work test required?
Concessional cap: $30,000/yr (FY2024–25, indexed). Non-concessional cap: $120,000/yr (3× bring-forward = $360,000 over 3 years). TSB ≥ $1,900,000: no non-concessional contributions permitted. Bring-forward only available under age 75 with TSB < $1,900,000. Caps subject to indexation. These are general limits — individual circumstances differ. Consult a licensed adviser.
05
Portfolio Rebalancing Calculator
Enter up to 8 holdings with current values and target allocations. This is a maths tool — it shows what you'd need to buy or sell to reach your target weights. Not a recommendation.
General information only — not a buy/sell recommendation.
HoldingCurrent Value ($)Target %
Rebalancing Summary
Total portfolio value
Sum of target weights
Holding
Current $
Current %
Target %
Target $
Buy / Sell
Amounts shown are indicative rebalancing trades to reach target weights from current values. Does not account for transaction costs, tax implications, or liquidity. Not a recommendation to trade.
06
Marginal Tax Rate Calculator
Enter taxable income and financial year. See tax bracket, marginal and average rates, Medicare levy, and after-tax income — for individuals, companies, and SMSFs.
General information only — not financial advice.
Please enter a valid taxable income (≥ 0).
Tax Summary
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